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| Maxed Out | 
 enlarge | Director: James D. Scurlock
Actors: Beth Naef, Mike Hudson, Louis C.k., Catherine Brown, John Brown
Studio: Magnolia
Category: DVD
List Price: $19.98
Buy New: $12.92
You Save: $7.06 (35%)
Buy New/Used from $8.97
Avg. Customer Rating:  (72 reviews)
Sales Rank: 5912
Format: Closed-captioned, Color, Dolby, Dvd-video, Subtitled, Widescreen, Ntsc
Languages: English (Original Language), Spanish (Subtitled)
Rating: Unrated
Media: DVD
Running Time: 90 minutes
Number Of Items: 1
Aspect Ratio: 1.78:1
Shipping Weight (lbs): 0.2
Dimensions (in): 7.1 x 5.4 x 0.6
MPN: 10086
UPC: 876964000864
EAN: 0876964000864
ASIN: B000OU081M
Release Date: June 5, 2007
Theatrical Release Date: 2005
Availability: Usually ships in 1-2 business days
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| Editorial Reviews:
Product Description
Maxed Out takes viewers on a journey deep inside the American style of debt where things seem fine as long as the minimum monthly payment arrives on time. Shocking and incisive Maxed Out paints a picture of a national nightmare which is all too real for most of us.Runtime: 87 minsFormat: DVD MOVIE Genre:DOCUMENTARIES/MISC. Rating:NR UPC:876964000864 Manufacturer No:10086
Amazon.com
In iMaxed Out/i, author/director James D. Scurlock (iMaxed Out: Hard Times, Easy Credit and the Era of Predatory Lenders/i) takes on America's debt crisis. Consequently, he touches on related issues like race, corporate malfeasance, and political subterfuge. Scurlock?s multi-media approach incorporates statistics, news excerpts, and interviews, but it's rarely dull (comedy bits from Louis CK and tunes from Queen and Coldplay don't hurt). Speakers include economic professors, debt collectors, pawn brokers, investigative reporters, beleaguered consumers, and even Robin Leach (iLifestyles of the Rich and Famous/i). Instead of New York and Los Angeles, he concentrates on mid-size cities, like Minneapolis, Oklahoma City, and Seattle. Plenty of small towns also come into play. Though he never presses the point himself, Scurlock allows his subjects to note the similarities between the credit industry and the drug trade (others use such incendiary terms as "rape"). One thing he neglects to mention, however, is pride. If house payments are ruining your life, selling that property may be the only solution. In most cases, however, it's hard not to feel for those individuals who didn't know what they were getting into before they signed their lives away. For some viewers, this will be a dispiriting documentary--three subjects recount the suicides of relatives who found their debt too much to bear--but in explaining exactly how lenders and creditors make money, iMaxed Out/i can help others to avoid some of their most egregious practices. In other words, debt may be a downer, but knowledge iis/i power. i--Kathleen C. Fennessy/i
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| Customer Reviews: Read 67 more reviews...
 Let the Buyer Beware December 21, 2008
1 out of 1 found this review helpful
It's a good message for the first half when it's expressing a cautionary tale on irresponsible borrowing. But the second half sorta derailed when it became a hit piece on Bush somehow being the brainiac [which no one has accused him of ever being a brainiac] that is forcing people underwater on easy/expensive credit. That doesn't fly, freedom means you are on your own. You are free to refuse credit... and I wish you would because the exuberant amount of fiat money in the system inflates all pricing for everyone, even for those who are financially responsible. This filmmaker obviously went to the propaganda film school of Michael Moore. The formula is simple, show half the story, emphasizing one side for effect. It's a disservice. br /br /For instance, the 'filmmaker' heavily glosses over the majority of borrowers that game the system for every drop they can, default to chapter 11, and walk away scot free. And then he devolves into advocating socialized medicine and the iraq war. Not really the point of the movie. I suppose he could have brought it back around by talking about leftist agendas of forgiven foreign debt to developing nations... which also induces the moral hazard and keeps them impoverished. That wouldn't fit in with his template of course.
 Horrible December 4, 2008
Nothing new here. I could not finish this one. Synopsis: Credit card companies are evil. The consumer is not at fault. We have no control over our credit cards.br /br /There was absolutely no substance to this movie. A few interviews of people with debt, and a boring Harvard professor.br /br /I was looking for a more detailed analysis of the workings of credit card companies and the growing household debts across the country. Instead, the movie chose to focus on a select few people, with rather mundane stories. The people interviewed were simply boring. The title is MAXED OUT, interview some people with some MAXED OUT stories.
 Til Debt Do You Part November 28, 2008
I can think of no better day than today to review this excellent documentary. You see, today is the day after Thanksgiving 2008; what many call "Black Friday." It is the day many of us sink further into debt buying crap our friends and family probably don't need nor want. Couple that with a destabilizing economy and you've got serious issues to think about. The question we need to ask ourselves is "why?" Why do we feel the need to spend more than we make (or may ever make)?br /br /The tough answer is here in MAXED OUT, writer/director James D. Scurlock's first feature length documentary. br /br /I think many of us know the answer but simply refuse to acknowledge it: we want to keep up with the Jones'. They have a new car, we need a new car. They have a new washer/dryer, we need a new one. It is a cycle being perpetuated by the credit industry and we, the consumers, have been drawn to it like moths to a flamethrower. br /br /Maxed Out gives us insights that should make one angry and fearful. Predatory lenders like MBNA, Capitol One, and other credit card companies target those that are least likely to be able to afford credit. Why? Because these are the people who max out their cards then pay the minimum monthly amounts until ...either bankrupt or death do them part. It's a marriage made in Hell and it continues to this day. College students who enter a new campus are likely to find tables set up near their dorms offering sign ups for new credit cards. Why? Again, because they can't afford it (sadly these are the people who end up in the worst situations, often dangling from their necks in dorm room closets). br /br /Add to this fact that we are now in the worst financial/debt crisis in U.S. history (end of 2008) and is there any wonder why? George Bush and his buddies at MBNA passed a new law that puts tighter restrictions on filing for bankruptcy, making those who really need assistance the least likely to get it (but it's okay to spend 700 billion taxpayer dollars to bail out banks that caused this debacle). Heinous. And do the credit card companies have to answer to anyone? Morally or ethically? Not that I've seen. br /br /This is a documentary well worth your while. And at a quick 89 minutes, it won't eat up a lot of your precious time ...like those credit card bills will.
You'll never want to use a credit card again! October 22, 2008
I was shocked, appalled, but enlightened after seeing this video. br /br /EVERY consumer who uses credit products should see this film. It's socially irresponsible not too!br /br /We have been duped! We've been taken for a ride and are paying a high cost for it. br /br /The credit cards are now cut up and they will never be used again!br /br /You have to see this! That's all I can say. You will never view a piece of plastic the same way again!
For such a time as this October 8, 2008
At time when our country is in crises because of lenders making NINJA Loans (No Income. No Job. No Assets), there is not a better time for people to buy and watch Maxed Out. Maxed Out paints a sobering picture of credit practices that ruin people's lives. Although Maxed Out accurately explains that borrowers cannot depend on lenders to advise them in setting proper limits on borrowing, it does not place enough emphasis on the individual's responsibility for his own actions. William Shakespeare wrote in Hamlet, Neither a borrower nor lender be." Maxed Out explains why Shakespeare's advice is so sound for us today.
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